FINANCIAL SOLUTIONS.
SMARTER DECISIONS.
Masthead Financial Planning helps South Africans protect their families, grow their wealth and plan for retirement — with personalised advice and the FinCompare digital portfolio audit.
FinCompare Audit
Is Your Current Cover Working For You?
FinCompare is Masthead's proprietary multi-provider comparison engine — it analyses your portfolio across all major South African providers and identifies coverage gaps, premium inefficiencies and missed benefits.
01
Select Your Goals
Life cover, wealth, retirement or full portfolio audit.
02
Current Providers
Tell us who you are currently insured or invested with.
03
Your Details
Secure personal information for your assessment.
04
POPIA Consent
Compliant data-processing authorization.
05
Digital Signature
Astute consent and client portal creation.
More Than Advisers
We Are Your Financial Counsel
Founded in 2005, Masthead brings two decades of financial planning expertise — paired with FinCompare technology that makes every recommendation transparent.
FinCompare Transparency
We do not simply sell products. Every recommendation is backed by a multi-provider comparison so you can see exactly why a solution fits your goals — not just what the adviser prefers to sell.
Professional Standards
Advice is delivered by a licensed financial services provider under FAIS-compliant processes, with deep insurer relationships and an advice-aligned model that keeps our interests aligned with yours.
20+
Years Established
FSP 43435
Licensed Planner
5
Service Pillars
FinCompare™
Audit Engine
Financial Planning
Comprehensive Planning Services
Life Cover & Protection
Needs-based life, disability and dread disease structuring across all major SA insurers.
Investments & Wealth
Unit trusts, RAs, endowments and TFSAs — portfolio construction aligned to your goals and risk profile.
Retirement Planning
Retirement needs analysis, fund projections and sustainable income design for later life.
Estate Planning
Wills, estate duty calculators and beneficiary structuring to protect your legacy.
The Client Experience
A Modern, Transparent Experience
Multi-Provider Comparison
FinCompare analyses your portfolio across all major providers and flags gaps and premium inefficiencies.
Always-On Client Portal
Track documents, policies, FICA and tasks from a single secure dashboard — built for transparency.
Licensed Financial Advice
Your recommendations come from an authorised financial services provider and are explained to you before you decide.
- Multi-provider comparison
- Licensed financial advice
- Always-on client portal
- POPIA-compliant digital consent
- Personal client account created automatically
- Ongoing year-on-year reviews
Resources
Understanding Your Protection Options
Every client's needs are unique. Use this guide to identify which insurance solution aligns with your priorities.
| Feature | Life Insurance Protection for loved ones | Investments Grow your wealth | Short-Term Protect your assets |
|---|---|---|---|
| Primary Purpose | Income replacement & family security | Grow capital over time | Cover physical assets against damage |
| Ideal For | Breadwinners, parents, business owners | Individuals building retirement wealth | Vehicle owners, homeowners, enterprises |
| Key Products | Term life, disability cover, dread disease | Unit trusts, RAs, endowments, TFSA | Motor, property, marine, liability |
| Time Horizon | Long-term (10–40 years) | Medium to long-term (5–30 years) | Annual renewable — reviewed yearly |
| Masthead Role | Needs analysis & claims advocacy | Portfolio structuring & reviews | Risk placement & annual audit |
For Advisers
Run Your Practice on FinCompare
Compliance Workflows
AI-assisted ROA generation, document packs and a strict adviser→admin sign-off queue built on FAIS.
Client Onboarding
Self-service client onboarding via adviser codes, FICA uploads and a polished client portal.
Portfolio Insights
FinCompare product comparison and an AI product notebook to research and justify recommendations.
Get Started
Get Started in Four Simple Steps
01
Reach Out
Book a free discovery chat online.
02
FinCompare Audit
A full multi-provider portfolio review.
03
Your Plan
A personalised, written plan.
04
Ongoing Reviews
We keep you on track — year after year.